Terms and Conditions

Last Updated: March 2026

1. Acceptance of Terms

Welcome to norminster. These Terms and Conditions ("Terms") govern your access to and use of our website located at norminster.com (the "Site") and any services, features, or content provided by norminster ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically for updates.

These Terms apply to all visitors, users, and others who access or use the Site. If you are using the Site on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

2. Use of Service

By using the Site, you agree to comply with all applicable laws and regulations. You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not use the Site for any illegal or unauthorized purpose.

You agree not to engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm norminster or users of the Site or expose them to liability. You are responsible for ensuring that your use of the Site complies with these Terms and all applicable laws.

We reserve the right to terminate or suspend your access to the Site at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site, us, or third parties, or for any other reason.

3. User Obligations

As a user of the Site, you agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and account.

You agree to accept responsibility for all activities that occur under your account or password. If you believe that your account has been compromised, you must notify us immediately at [email protected].

In addition, you agree not to use the Site to: (i) impersonate any person or entity; (ii) falsely state or misrepresent your affiliation with any person or entity; (iii) interfere with or disrupt the security, integrity, or performance of the Site; or (iv) attempt to gain unauthorized access to the Site or its related systems or networks.

4. Intellectual Property Rights

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, and software, are the exclusive property of norminster or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows: (i) your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials; (ii) you may store files that are automatically cached by your Web browser for display enhancement purposes; and (iii) you may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

Any use of the Site not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other laws.

5. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall norminster, its affiliates, licensors, or service providers, or their respective officers, directors, employees, agents, contractors, successors, or assigns be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of, or inability to access or use, the Site or any content on the Site.

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Site. The foregoing limitations will apply even if the above-stated remedy fails of its essential purpose.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you.

6. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. norminster does not warrant that the Site will be uninterrupted, secure, or free of errors, viruses, or other harmful components.

We do not warrant the accuracy, completeness, or usefulness of any information on the Site and disclaim any liability for any errors or omissions in such information. You are responsible for verifying any information before relying on it.

Any reliance you place on such information is strictly at your own risk. We reserve the right to make changes to the Site and its content at any time without notice.

7. Indemnification

You agree to indemnify, defend, and hold harmless norminster, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, agents, contractors, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising